Fees & Insurance Reimbursement
- $125 per hour with Student Interns
- $175 per hour with Therapists
- $225 per hour with Specialty Certified Therapists
- $425 per hour with Dr. Elizabeth Polinsky
Marriage Intensives are a two-day experience (often on weekends) which can take place in person or via online. A benefit of marriage intensives is that they are often cost-effective because: 1) They skip the catching up time that is often the start of weekly counseling sessions, and 2) They often allow you to go deeper, faster, and therefore speeding up the process of therapy.
- $1,500 per 2-Day Intensive with Student Interns
- $2,100 per 2-Day Intensive with Therapists
- $2,700 per 2-Day Intensive with Specialty Certified Therapists
- $5,100 per 2-Day Intensive for Dr. Elizabeth Polinsky
We do not take insurance and are not connected with Military One Source or the VA. All providers are out-of-network providers, which means that they do not bill insurance. We are happy to offer you the necessary paperwork (superbill) to file with your insurance provider for possible partial or full reimbursement. Please know that not all insurance plans offer reimbursement and that some may have a deductible or an allowable amount. It is best to call the number on the back of your insurance card and speak to a representative about what your specific benefits are. In addition, insurance companies typically only reimburse if the client has a diagnosable mental health condition. Your provider can talk this through with you at any time.
Medicare: Communicate & Connect Counseling does not participate in any health insurance plans, HMO plans or panels, and cannot accept Medicare in any form. Clients of Communicate & Connect Counseling cannot attempt reimbursement of services through Medicare. Services provided by Communicate & Connect Counseling are not covered under Medicare and no Medicare payment will be made or accepted for any reason.
Have questions about using your insurance for therapy? It is best to call the number on the back of your insurance card and speak to a representative about what your specific benefits are.
There should be a number on the back of your insurance card that you can call to ask questions about out-of-network (OON) reimbursement. In general, most PPO plans (not HMO) have OON benefits. Our providers would be considered OON providers, and you would be receiving individual counseling or family therapy, out-patient mental health services with either a licensed clinical social worker, licensed marriage and family therapist, licensed professional counselor, or pre-licensed therapist under supervision. Good questions to ask them include:
1. Are mental/behavioral health services (Current Procedural Terminology/CPT codes 90834 and 90837 for individual therapy, or 90846 and 90847 for family and couples therapy) covered by my out-of-network benefits?
2. What is my out-of-network deductible?
3. How much of my out-of-network deductible has already been met?
4. What is my policy period?
5. How much of the fee is reimbursed for out-of-network providers?
6. Are services provided by pre-licensed therapists covered under my plan?
7. How do I submit for reimbursement and how long do I have to submit my Superbill?
8. How long will it take to be reimbursed for sessions after I have submitted my claims?
9. Is approval required from my primary care physician?
10. Will you reimburse for multiple sessions in a week? (for specialty programs)
Most insurance companies have a way to submit claims through their website or client portal. A lot of our clients like using Reimbursify which is an online service that will do your out-of-network billing for you. They charge $1.99 per reimbursement claim (you receive a check in the mail if your reimbursement is accepted). However, if your claim is rejected by your insurance company, Reimbursify will help you to resolve it, and there is never any additional charge if you need to resubmit an updated claim for the visit.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. Client right include:
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
